Financial Industry Experience:
First licensed in 2010, Phil began his financial services career operating his own independent financial planning office in Sierra Vista for over 5 years before partnering with TOPCU in April 2016.
Over that time, Phil has worked hard to become an expert in financial planning, earning his CERTIFIED FINANCIAL PLANNER™ designation in April 2015. Not content with that achievement, Phil continued his studies and earned the Masters of Science in Personal Financial Planning from the College for Financial Planning in October 2018. He earned his highest achievement to date also in October 2018 after he was awarded the MASTER PLANNER ADVANCED STUDIES™ designation, also from the College for Financial Planning. The MPAS® is the most advanced professional designation in the financial services industry.
Phil brings an abundance of real world experience to his professional life. He grew up on the East Coast before enlisting in the United States Marine Corps where he served two honorable tours; one each in the Infantry and Intelligence. Next, he lived in Tennessee for two years, earning his Bachelor’s degree from the University of Memphis. Phil then returned to serving his country by providing Intelligence support to U.S. troops in Iraq before moving to Arizona to teach Intelligence on Ft Huachuca. Overall, Phil has lived in or visited more than half of the United States and visited more than a dozen foreign countries.
Phil is a proud member of the Combat Veterans’ Motorcycle Association Chapter32-4, an organization that represents all branches of the military and dedicated to helping veterans in need.
Using his diverse background to understand every individual situation as fully as possible, Phil strives to make financial planning understandable. And with a background in teaching, Phil works hard to explain complex concepts and products in simple, everyday language.
Experience in all areas of financial planning including investment services (stocks, bonds, mutual funds), retirement planning, rollover IRAs from deferred compensation plan, annuities, life insurance, living trusts and wills, SEP/SIMPLE/401k plans, feebased managed accounts.
Licenses and Certifications
Series 6, 7, and 63 securities registrations; Series 65 advisory registration held through PFG Advisors; and, life and health insurance licenses; CERTIFIED FINANCIAL PLANNER™ designation and MASTER PLANNER ADVANCED STUDIES™ designation